Affiliate Disclosure

How We Make Money

E transfer Loans Canada connects borrowers with licensed lenders across Canada. When you submit an application through our site, we may receive a referral fee or commission from the lender if you proceed with a loan. This is how we sustain our service and keep our information free for you.

We do not charge you any fees directly. Any costs associated with your loan come from the lender you choose to work with, and those terms are disclosed by the lender before you agree to anything.

Our Relationship with Lenders

We partner with licensed lenders who offer e-transfer payday loans and other credit products to borrowers across Canada. These lenders compensate us when we refer qualified applicants to them. This arrangement does not affect the rates, terms, or fees you receive—those are set by the lender independently.

Our lender partners are regulated financial institutions operating within provincial and federal lending laws. We do not endorse any particular lender over another based on commission size; our recommendations are based on fit for your situation and our rating methodology.

No Impact on Your Loan Terms

The fact that we earn a referral commission does not change the interest rates, fees, repayment terms, or approval odds you receive from any lender. Lenders set their own pricing and lending criteria. Our referral relationship is separate from the loan agreement you make directly with them.

Our Independence and Integrity

E transfer Loans Canada is a referral service, not a lender. We do not issue loans, set rates, or make credit decisions. Our role is to provide information, answer your questions, and connect you with lenders who may be a good fit for your needs.

We maintain editorial independence in how we present information about loans and credit. Our rating and comparison process is designed to be fair and transparent, and we do not allow commission amounts to influence which lenders we feature or recommend.

Responsible Lending Commitment

We are committed to responsible borrowing practices. Before you apply, please review our responsible borrowing guide, which outlines best practices for taking on short-term credit and managing loan repayment.

We encourage you to read all loan terms carefully, understand the total cost of borrowing, and only borrow what you can afford to repay on time.

Affiliate Links and Tracking

Links on our site that direct you to lender applications or partner pages may contain tracking parameters that identify you as a referral from E transfer Loans Canada. This helps our partners attribute the referral correctly and process your commission eligibility. Your personal data is handled according to our privacy policy.

Questions About This Disclosure

If you have questions about how we earn money, our lender relationships, or this disclosure, please contact our Editorial Team. We are happy to clarify our business model and how it works.

For more details on how we evaluate lenders and products, see our How We Rate page. For information on how we handle your data, see our Privacy Policy.